DO I NEED TO MAINTAIN MY WIFE’S HEALTH INSURANCE UNTIL OUR DIVORCE IS FINALIZED?

I am currently going through mediation for divorce in Maryland. Our trial dates are set for February 2019. My wife is currently on my health insurance. Do I have to sign my wife up for insurance for 2019 if she has it available to her through her employment?

ANSWER

You should not remove her from your insurance while the divorce is pending. It is best to keep her on your insurance until after the divorce. When you are divorced, there will be a change in family status, meaning that she will no longer be a family member and the insurance will automatically kick her off of the policy. It’s best for the insurance company to do that and not you for many reasons.